Featured Lending Partners
Quickly connect with a lender by answering a few simple questions.
Compare rates and offers from a list of trusted top-rated lending partners in our network
After selecting a lender, complete a brief online form with all your loan details
Sign your documents and sit back while funds are sent directly to your account.
We have partnered these lenders based on their superb level of to customer service, product transparency and commitment to excellence.
In today’s fast-paced financial landscape, personal loans have become a popular tool for managing expenses, consolidating debt, or funding major life events. While they offer a lifeline in times of need, the challenge often lies in managing the repayments effectively. Mastering your personal loan payments is not just about meeting monthly dues, but about integrating …
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Navigating the world of loans can be a daunting task, especially when faced with the challenge of a low credit score. A 550 credit score, considered subprime, often limits access to favorable loan terms and can feel like a financial roadblock. However, it’s not an impossible mountain to climb. With the right strategies and understanding, …
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In today’s dynamic financial landscape, managing personal debt smartly can unlock numerous opportunities for financial freedom. One effective strategy to consider is personal loan refinancing. This process can potentially lower your interest rates, reduce monthly payments, and even shorten the duration of your loan, setting you on a path to more stable finances. However, like …
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In a world where financial stability is often intertwined with credit scores, many individuals find themselves trapped by their past financial mistakes. The lingering shadow of bad credit can seem insurmountable, but it doesn’t have to be. Loans designed for all credit scores are breaking down these barriers, providing a path to financial freedom and …
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The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement. The APR will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.
If you borrowed $1,500 over a 18 month period and the loan had a 3% origination fee ($45), your monthly repayments would be $100.05, with a total payback amount of $1,800.93 which including the 3% fee paid from the loan amount, would have a total cost of $255.93. Representative 19.99% APR.
If you borrowed $5,000 over a 38 month period and the loan had an 6% origination fee ($300), your monthly repayments would be $182.74, with a total payback amount of $6,944.12 which including the 6% fee paid from the loan amount, would have a total cost of $1,644.12. Representative 17.53% APR.
|
Loan Amount |
Interest Rate |
Loan Term |
Fee % |
Fee Cost |
Monthly Payment |
APR Rate |
Total Repayments |
Total Cost |
| $1,000 | 24.00% |
12 months |
3.00% | $30 | $94.56 | 29.82% | $1,134.72 | $164.72 |
| $2,000 | 19.00 |
24 months |
5.00% | $30 | $100.82 | 24.12% | $2,419.68 | $519.68 |
| $5,000 | 13.00% |
48 months |
8.00% | $400.00 | $131.67 | 18.23% | $6,320.12 | $1,720.12 |
| $10,000 | 7.90% |
60 months |
10.00% | $1000.00 | $202.28 | 9.20% | $12,136.80 | $3,136.80 |
While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.
States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner's and partner's personal terms and conditions in full before proceeding for a personal loan.
From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.
Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).
We are not a lender, but instead have partnerships with a variety of lenders. Upon submitting a request on our website, we’ll do our part in connecting you with the best lender (or lenders) in our partner network.
We do not have any control over loan fees and interest rate. This is determined by your provider, based on a variety of factors. We are not a lender, we never make a loan offer, and we don’t broker online loans. The operator of this website is not a lender, does not broker loans to lenders and does make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761
We are not a lender. Instead, we partner with lenders that are willing to provide our audience with loan products. We have no control over rates, fees, and other terms and conditions. This is determined by your lender, based on a variety of factors. We never make loan offers and we don’t broker online loans. Also, we don’t make credit decisions. This website will submit the information provided by you to partner lenders. However, this does not guarantee that you will receive approval for any type of loan. The operator of this website is not a broker, agent, or representative of any lender.
We have agreements with our lending partners that allow us to receive compensation when someone applies or gets endorsed for a loan, credit card, or any other type of financial product throughout our website. Even with this agreement in place, all of the provided information is accurate, to the best of our knowledge, and provided in a neutral manner. Compensation may impact the products we review and survey, as well as their position on our website. We strive to provide a comprehensive guide to our users, but realize that our website does not include every product from every financial institution.