Loans for Any Purpose

Access Funds from $500 to $50,000

Attaining a personal loan for essential expenses can be tough during challenging times. This is why we created EssentiaLoan. Quickly connect with top-rated lenders in your local area based on your funding needs. It only takes a few minutes to compare options.

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Featured Lending Partners

Faster Online Loan Decisions

Quickly connect with a lender by answering a few simple questions.

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Select a Loan Offer

Compare rates and offers from a list of trusted top-rated lending partners in our network

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Complete Online Form

After selecting a lender, complete a brief online form with all your loan details

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Close Your Loan

Sign your documents and sit back while funds are sent directly to your account.

Financing to meet your goals

Whether you’re looking for make some home improvements, interested in tapping your home equity, or have made the decision to consolidate those mounting credit card bills – we’ve got you covered.

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Short Term Loan Options

Rent, bills, auto repairs and other expenses sometimes tend to arrive when you least expect them. Not to worry! We’ve partnered with lenders in our network offering short term lending options for any loan purpose.

Featured Lending Partners

We have partnered these lenders based on their superb level of to customer service, product transparency and commitment to excellence.

What is a Personal Loan?

A personal loan is a term loan that’s designed to be repaid over a predetermined period of time, such as five or seven years. With the help of our website, you can locate a lender that provides loans ranging from $1,000 to $100,000. Eligibility is based on a variety of factors, including but not limited to your credit score and history. Every lender has its own terms and conditions, so it’s important to compare your options. We’re not a direct lender, but are happy to connect you with a provider who can discuss your wants and needs.

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How a Personal Loan can Help

You never know when an emergency will show up unnoticed. You never know when you’ll need a large chunk of change to make a purchase or tackle a home improvement project. Our process is designed for efficiency, thus allowing you to move forward as quickly as possible. With a large lender network, you can access the funds you need, up to $100,000. And in some cases, depending on the lender, you can receive funds within one business day.

Find a great lender or lending partner in minutes!

Most Recent Articles & Resources

Why is a Mortgage Pre-approval So Important?

Should you find yourself in the market for a new home, there’s an important question to answer: do you require a mortgage or will you be paying with cash? Like most people, you’re probably interested in a mortgage to finance the cost of the home. While that’s a big commitment, there are plenty of lenders …
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What to do if Your Car Loan Application is Denied

Are you in the market for a new car? Have you come to the conclusion that you need to secure a car loan in order to complete the transaction? This sounds simple enough, and it can be if you have good or excellent credit. However, there’s no guarantee that your car loan application will be …
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What to do if You Can’t Afford Your Personal Loan Payment

When you apply for a personal loan, you do so with the idea of paying it back based on the terms and conditions. However, with no idea of what your financial future will bring, you could run into trouble at some point. Should there come a point when you realize that you can’t afford your …
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5 Things to Know About the Risks of a HELOC

A HELOC—short for home equity line of credit—allows you to borrow money against the equity in your home. With the flexibility to borrow and repay money based on your financial circumstances, it’s something that many people in need of money turn to. While there is no shortage of HELOC benefits, don’t get so caught up …
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Not a Lender Notice

We are not a lender. Instead, we partner with lenders that are willing to provide our audience with loan products. We have no control over rates, fees, and other terms and conditions. This is determined by your lender, based on a variety of factors. We never make loan offers and we don’t broker online loans. Also, we don’t make credit decisions. This website will submit the information provided by you to partner lenders. However, this does not guarantee that you will receive approval for any type of loan. The operator of this website is not a broker, agent, or representative of any lender.

Advertiser Disclosure

We have agreements with our lending partners that allow us to receive compensation when someone applies or gets endorsed for a loan, credit card, or any other type of financial product throughout our website. Even with this agreement in place, all of the provided information is accurate, to the best of our knowledge, and provided in a neutral manner. Compensation may impact the products we review and survey, as well as their position on our website. We strive to provide a comprehensive guide to our users, but realize that our website does not include every product from every financial institution.

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