This is the best to time to take advantage of great interest rates. Whether you’re looking to start a home improvement project, want to tap your home equity, or would like to refinance for a lower rate- the time is now. Our process is designed for efficiency, thus allowing you to move forward as quickly as possible.  You can access the funds you need, up to $100,000. Let’s get started below.

LendingTree

Loan Amount : $1,000 - $50,000

Get the Best Deal Possible on your Loans
  • APR : 2.49% - 35.99% APR
  • Loan Term : 12 - 144 months
  • Credit Needed : Poor to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply

Credible®

Loan Amount : $1,000 - $100,000

Will not impact your credit score
  • APR : 2.49%-35.99% APR
  • Loan Term : 24 - 48 months
  • Credit Needed : Fair to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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Upgrade

Loan Amount : $1,000 - $50,000

Review Multiple Loan Options
  • APR : 5.94%-35.97% APR
  • Loan Term : 36-60 months
  • Credit Needed : Fair to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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Loan Pioneer

Loan Amount : $100 - $5,000

CASH AS SOON AS NEXT BUSINESS DAY
  • APR : 5.99% to 35.99%
  • Loan Term : 90 Days to 24 Months
  • Credit Needed : Poor to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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One Loan Now

Loan Amount : $100 - $50,000

Get connected in minutes
  • APR : 3.84% to 35.99%
  • Loan Term : 90 Days to 72 Months
  • Credit Needed : Poor to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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5KFunds

Loan Amount : $100 - $35,000

Deposited Directly into your Bank Account
  • APR : 5.99% - 35.99%
  • Loan Term : 90 days to 72 months
  • Credit Needed : Poor to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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Cash.com

Loan Amount : $1,000 - $100,000

There’s no cost to get free personalized offers in minutes
  • APR : 5.99%-35.99% APR
  • Loan Term : 24 - 84 months
  • Credit Needed : Fair to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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ZippyLoan.com

Loan Amount : $100 - $15,000

Money As Soon As Tomorrow!
  • APR : 12% to 35.99%
  • Loan Term : 6 months to 72 months
  • Credit Needed : Poor to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply
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LoanDepot

Loan Amount : $50,000 - $500,000

Rates near historic lows! Lock in before rates rise!
  • APR : 2.75% - 3.087% APR*
  • Loan Term : 30 Year Fixed*
  • Credit Needed : Fair to Excellent
  • Updated For : Sat 04 Dec, 2021
Terms and Conditions Apply

Additional Resources

How Much of a Mortgage Can You Afford?

For most people, buying a home means securing a mortgage. And while this sounds like a relatively simple and straightforward process, it doesn’t always work out that way. There are many important questions to answer, starting with this one: how much of a mortgage can you afford? If you neglect to address this question—along with …
Continue reading

Dealing with Debt Collectors: What to Know

Thousands of people receive calls, letters, or emails from debt collectors every day. Dealing with collectors can be embarrassing or intimidating. Sometimes, these calls even feel like harassment, but how do you know for sure, and what can you do about it? That's where the Fair Debt Collection Practices Act, or FDCPA, comes in. Under …
Continue reading

5 Lesser Known Things That Impact Your Credit Score

Possessing a good credit score can bring many exciting opportunities for your life! However, without the right knowledge, that score can go downhill rather quickly. Things you are not aware of could affect your score and may make all the difference when you make a large purchase. Pay Every Bill On Time It may seem …
Continue reading

Rates & APR


APR & Loan Duration

The personal loan APR of our network of lenders and loan partners vary, with certain companies providing rates ranging from 4.79 percent to 35.99 percent and loan durations ranging from 90 days to 72 months. The actual loan rate depends on the amount and term of the loan sought, as well as the score, use and history of your credit. You will have the ability to review the final offer made by the lender or lending party and approve their loan agreement if you are given a loan.

Representative Example

If you borrow $4,000 over a 2 year loan period, the monthly repayment will be $182.74. The gross refund will be $4,385.74.

Annual Percentage Rate

The annual percentage rate is the rate at which your debt will accrue interest. It is dependent on the size of your debt, the cost of the loan, the term of the loan, the amount of the redemption and the timing of the installments and the payment. By regulation, the loan partner must show you an APR before you enter the loan.

States have regulations that restrict the APR that can be paid to you by a loan partner or partner. Rates can differ depending on the credit, the amount of the loan and what insurance is given, with the lowest rates offered to borrowers with excellent credit for bigger, insured loans. Minimum and maximum sums of the loan and the APR may differ according to state legislation and the lending of partners or associates. Please read the personal terms and conditions of the lending partner and partner in detail before continuing with a personal loan.

Typical Personal Loan Terms

Although the particular terms of personal loans can vary based on your jurisdiction, lender and your specific circumstances, a broad range of common terms is given below.

  • Loan amount: $2,000 – $15,000
  • Lending period: 6 months to 72 months
  • Payment frequency: Once a month or twice a month
  • APR: Will vary based on your credit score, repayment history and other factors
  • Prepayment penalty: None

Personal Loan Example

Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16

Office Location


Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information


Email Support: support@essentialoan.com
Phone Support: Customer Service

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