Loan Amount : $1,000 - $10,000
Affordable loans designed with your job in mind, and repayment plans that align with your income.
VIVA Finance was founded on the mission of building an inclusive financial system. Today, VIVA is focused on expanding access to affordable credit using an alternative underwriting model based primarily on employment. VIVA’s alternative lending model has empowered thousands of hard working Americans to achieve greater financial freedom.
* Loan funds are generally processed in 2 business days from the date the loan contract is signed. However, some applications may take longer to process.
VIVA’s loans are not provided by, sponsored, or endorsed by any employer. VIVA Finance is an optional resource and employers in no way benefit from VIVA’s loans. VIVA Finance is not directly affiliated with any employers and completely releases employers from any liability.
VIVA Finance offers unsecured personal installment loans up to $10,000 in amount financed. The minimum annual percentage rate (APR) on a VIVA Finance loan is 11.99% with a maximum APR of 35.99% including all applicable fees and loan costs. The term or repayment period of VIVA Program Loans is 24 months.
All loans are subject to the underwriting policies of VIVA Finance Inc. Terms and conditions apply. There are no penalties for early repayment.
Approvals are primarily based on employment information. Loan offer amount and rate may vary based on other factors such as your income and credit history.
VIVA Finance is not a bank. VIVA Finance loans are originated by Thread Bank, Member FDIC. Loans made by Thread Bank are subject to loan approval, terms, and conditions, which are subject to change at any time without notice.
Loan Amount : $1,000 - $10,000
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