Dave ExtraCash®

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Dave ExtraCash®

Loan Range :

No credit check, interest, or late fees
  • APR : See Terms
  • Loan Term : See Terms
  • Credit Needed : Poor to Excellent
  • Updated For : Fri 21 Aug, 2026
Terms and Conditions Apply
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Overview

  • No credit check, interest, or late fees
  • Just money that moves you forward
  • Download Dave, link your bank, and open an ExtraCash® account to qualify

 

¹Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.



Highlights

  • Primary Benefit: Up to $500 in 5 min or less¹
  • Product Type: Overdraft Deposit Account
  • Coverage: Nationwide
  • Credit Check: No
  • Credit Recommended: All Credit Types Welcome
  • Minimum Deposit: $0
  • Late Payment Fee: $0
  • Checking Account Required: Yes

Specifications

  • APRSee Terms
  • Loan TermSee Terms
  • Credit NeededPoor to Excellent

Disclosures


Additional Resources

In-Depth: Understanding Personal Loans
In today's fast-paced world, achieving financial freedom often feels like an elusive dream. Whether it's unexpected medical bills, home renovations, or the desire to consolidate high-interest debt, personal loans can serve as a powerful tool in your financial toolkit. However, understanding how to navigate the landscape of personal loans is crucial for making smart financial …
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Loan Terms : The APR on a loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

APR Disclosure : The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a loan.

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