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Not a Lender Notice

We are not a lender. Instead, we partner with lenders that are willing to provide our audience with loan products. We have no control over rates, fees, and other terms and conditions. This is determined by your lender, based on a variety of factors. We never make loan offers and we don’t broker online loans. Also, we don’t make credit decisions. This website will submit the information provided by you to partner lenders. However, this does not guarantee that you will receive approval for any type of loan. The operator of this website is not a broker, agent, or representative of any lender.

Please visit our Frequently Asked Questions page.

Contact By Phone

Lending Tree: 1-866-501-2397
5KFunds: 1-866-769-4849
Credible: 866-540-6005
Upgrade : 1-855-997-3100
LifeLoans: 1-833-321-7764
1800FreshStart.com: 1-888-269-2777
AutoLoanZoom: 1-720-805-0926
Next Day Personal Loan: 1-833-321-7764
Avant: 1-800-712-5407
National Debt Relief: 1-888-660-7427
CuraDebt: 1-877-850-3328
PersonalLoans.com: 1-800-772-2274
Bad Credit Loans: 1-800-245-5626

Visit our Customer Service page for a complete list contact information.

Office Location

Address: Attn: LeadDemand – 3200 E. Guasti Road, Suite 100 – Ontario, CA 91761

Online Communication

Email: support@essentialoan.com



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    Office Location : Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761    Contact Us : support@essentialoan.com    Phone Support    Customer Service

    Loan Terms : The APR on a loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

    APR Disclosure : The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a loan.

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