Comparing Personal Loan vs. Personal Line of Credit
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Whether you’re looking for help with rent, need to pay bills, settle an unforeseen household expense, or would like to consolidate credit card debt, these top-related lending partners are here to help. Each lender in our network has been reviewed for quality, reputation, and reliability. Choose a partner that matches your credit history, complete their simple form, and get a quick loan decision. Finally, decide which lending option is best for you. Let’s get started below.
Loan Amount: $500 - $100,000
Loan Amount : $100 - $40,000
Overview
Our nation-wide marketplace of lenders and/or lending partners are available and ready to fund eligible individuals.
Funds direct deposited to your bank as soon as the next business day
Your information is safe with our 100% online loan request process
Submit a loan request now, regardless of your credit score. Conditions vary by lender and/or lending partner
No obligation loan request form. View terms from the lender and/or lending partner before commitment
Loan Amount : $100 - $40,000
Overview
Marketplace and Lending Partners Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals. Fast Delivery Funds direct deposited to your bank as soon as the next business day. Data Security We use 256-bit encryption with our 100% online form. All Credit Considered Request a loan now, regardless of your credit score. Conditions vary and terms apply.
View Details PageLoan Amount : $100 - $15,000
Overview
Zippyloan manages an expansive network of lenders to provide our customers with premium access to personal loans. Request up to $15,000 through one simple online form, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, connecting you with the loan that works for you.
Whether you are behind on bills, have an unexpected expense or simply want to take a vacation – Zippyloan provides fast access to the funds you need so you can accomplish your financial goals without delay. Once you are connected with a lender in our network, funds are typically deposited as soon as the next business day provided the request is received before 5pm CST.
Zippyloan’s network of lenders offers a full range of loans for people with excellent credit as well as bad credit. If you are 18 years or older and have a regular source of income, you can use our online form.
Several of the lenders in Zippyloan’s network report on-time payment to credit agencies, which can ultimately improve your credit score.
View Details PageLoan Amount : $100 - $40,000
Overview
Personal Loans up to $40,000
Loan Amount : $100 - $40,000
Overview
Find a loan in 3 easy steps!
Why choose Next Day Personal Loan?
Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals.
Funds direct deposited to your bank as soon as the next business day.
Your information is safe with our 100% online form.
Request a loan now, regardless of your credit score. Conditions vary and terms apply.
View Details PageLoan Amount : $100 - $40,000
Overview
Marketplace and Lending Partners
Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals.
Fast Delivery
Funds direct deposited to your bank as soon as the next business day.
Data Security
We use 256-bit encryption with our 100% online form.
All Credit Considered
Request a loan now, regardless of your credit score. Conditions vary and terms apply.
Loan Amount : $50 - $200
Overview
Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.
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Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.
You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.
View Details PageLoan Amount : $5,000 - $199,999
Overview
Getting approved through myAutoloan.com saves you time and money. Application and loan processes are private, secure, and confidential. There are no fees. It’s free, fast, and easy. And there’s never an obligation to use one of our lenders or loans.
The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement. The APR will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.
If you borrowed $1,500 over a 18 month period and the loan had a 3% origination fee ($45), your monthly repayments would be $100.05, with a total payback amount of $1,800.93 which including the 3% fee paid from the loan amount, would have a total cost of $255.93. Representative 19.99% APR.
If you borrowed $5,000 over a 38 month period and the loan had an 6% origination fee ($300), your monthly repayments would be $182.74, with a total payback amount of $6,944.12 which including the 6% fee paid from the loan amount, would have a total cost of $1,644.12. Representative 17.53% APR.
Loan Amount |
Interest Rate |
Loan Term |
Fee % |
Fee Cost |
Monthly Payment |
APR Rate |
Total Repayments |
Total Cost |
$1,000 | 24.00% |
12 months |
3.00% | $30 | $94.56 | 29.82% | $1,134.72 | $164.72 |
$2,000 | 19.00 |
24 months |
5.00% | $30 | $100.82 | 24.12% | $2,419.68 | $519.68 |
$5,000 | 13.00% |
48 months |
8.00% | $400.00 | $131.67 | 18.23% | $6,320.12 | $1,720.12 |
$10,000 | 7.90% |
60 months |
10.00% | $1000.00 | $202.28 | 9.20% | $12,136.80 | $3,136.80 |
While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.
States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner's and partner's personal terms and conditions in full before proceeding for a personal loan.
From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.
Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).
We are not a lender, but instead have partnerships with a variety of lenders. Upon submitting a request on our website, we’ll do our part in connecting you with the best lender (or lenders) in our partner network.
We do not have any control over loan fees and interest rate. This is determined by your provider, based on a variety of factors. We are not a lender, we never make a loan offer, and we don’t broker online loans. The operator of this website is not a lender, does not broker loans to lenders and does make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761