How to Get a Car Loan with Bad Credit

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Whether you’re looking for help with rent, need to pay bills, settle an unforeseen household expense, or would like to consolidate credit card debt, these top-related lending partners are here to help. Each lender in our network has been reviewed for quality, reputation, and reliability. Choose a partner that matches your credit history, complete their simple form, and get a quick loan decision. Finally, decide which lending option is best for you. Let’s get started below.
Loan Amount : $100 - $35,000
Overview
Quick Cash You Can Use To Pay Off All Of Those Nagging Debts! How would you like to up to $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.
View Details PageLoan Amount : $500 - $100,000
Overview
Get started with your FICO® ScoreΘ for free. Learn about personal loans.
Get your FICO® Score and Experian Credit Report along with the positive and negative factors impacting your credit.
We’ll help analyze your individual credit situation and match you to the best offers specifically for you.
Experian’s vast data assets and smart analytics power are available to you so you can be better at credit.
View Details PageLoan Amount : $500 - $35,000
Overview
With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.
Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.
There are many advantages with LoansUnder36. You can fill out our Online Form with any credit type at LoansUnder36.
Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!
View Details PageLoan Amount : $1,000 - $100,000
Overview
Cash.com is an online marketplace that provides prospective borrowers with competitive, personalized loan offers from multiple lenders in minutes. When searching for an online personal loan, you have dozens of options. Rates and terms depend largely on your personal financial situation. That said, even borrowers with less than perfect credit scores can secure personal loans with favorable terms. Our team does the legwork for you, putting in hours of research to differentiate between online personal loan lenders.
It’s impossible to predict the terms lenders will offer for your online personal loan. Lenders consider factors such as your credit score, how much debt you carry relative to your income, and your payment history on past and current credit obligations. You’ll generally receive a more favorable interest rate as your credit score increases from poor to excellent. One of the three major credit bureaus, Experian, estimates the range for each type of credit score:
Loan Amount : $5,000 - $199,999
Overview
Getting approved through myAutoloan.com saves you time and money. Application and loan processes are private, secure, and confidential. There are no fees. It’s free, fast, and easy. And there’s never an obligation to use one of our lenders or loans.
Loan Amount : $100 - $35,000
Overview
With True American Loan, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.
Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.
There are many advantages with True American Loan. You can fill out our Online Form with any credit type at True American Loan.
Another benefit is funds are deposited directly into your bank account as soon as the next business day!
View Details PageThe APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement. The APR will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.
If you borrowed $1,500 over a 18 month period and the loan had a 3% origination fee ($45), your monthly repayments would be $100.05, with a total payback amount of $1,800.93 which including the 3% fee paid from the loan amount, would have a total cost of $255.93. Representative 19.99% APR.
If you borrowed $5,000 over a 38 month period and the loan had an 6% origination fee ($300), your monthly repayments would be $182.74, with a total payback amount of $6,944.12 which including the 6% fee paid from the loan amount, would have a total cost of $1,644.12. Representative 17.53% APR.
Loan Amount |
Interest Rate |
Loan Term |
Fee % |
Fee Cost |
Monthly Payment |
APR Rate |
Total Repayments |
Total Cost |
$1,000 | 24.00% |
12 months |
3.00% | $30 | $94.56 | 29.82% | $1,134.72 | $164.72 |
$2,000 | 19.00 |
24 months |
5.00% | $30 | $100.82 | 24.12% | $2,419.68 | $519.68 |
$5,000 | 13.00% |
48 months |
8.00% | $400.00 | $131.67 | 18.23% | $6,320.12 | $1,720.12 |
$10,000 | 7.90% |
60 months |
10.00% | $1000.00 | $202.28 | 9.20% | $12,136.80 | $3,136.80 |
While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.
States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner's and partner's personal terms and conditions in full before proceeding for a personal loan.
From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.
Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).
We are not a lender, but instead have partnerships with a variety of lenders. Upon submitting a request on our website, we’ll do our part in connecting you with the best lender (or lenders) in our partner network.
We do not have any control over loan fees and interest rate. This is determined by your provider, based on a variety of factors. We are not a lender, we never make a loan offer, and we don’t broker online loans. The operator of this website is not a lender, does not broker loans to lenders and does make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761