Should You Put Money Down When Buying a Car?

It doesn’t matter if you’re buying a new or used car, you’ll have the opportunity to put money down. In short, the more money you put down, the less money you’re borrowing. And the less money

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How Much of a Mortgage Can You Afford?

For most people, buying a home means securing a mortgage. And while this sounds like a relatively simple and straightforward process, it doesn’t always work out that way. There are many important questions to answer, starting

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Who Are the Major Credit Bureaus?

Credit bureaus, also known as credit reporting agencies, collect the information that determines credit reports and scores, but who are they? There are three major credit bureaus that handle massive amounts of consumer financial information.

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Is 2021 the Year to Buy Your First Home?

With so much happening in the world today, it’s natural to be safe in regards to your finances. However, if you’re interested in buying your first home, 2021 may be the right time to take

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