You have to be honest with yourself when it comes to your finances. For example, when buying a home with a mortgage, it’s critical to consider both the pros and cons.  By weighing the advantages and

Bad credit will affect your finances in many ways, but that doesn’t mean you’ll never qualify for a loan. For example, the right approach will allow you to secure a car loan even if you

With the summer months quickly closing in, now’s the time to make a list of home improvement projects that you want to tackle. Common examples include a deck, patio, swimming pool, or fresh landscaping —

It goes without saying that you never want to find yourself facing bankruptcy. Should you reach this point it means something has gone terribly wrong regarding your finances. While it’s not the ideal path forward,

Any emergency savings is better than none at all. As the name implies, it’s money that you set aside for emergencies online. Everyone has their own meaning of the word emergency, and it’s important that

Do you have a home renovation project in mind? Are you ready to proceed but concerned about the financial aspect? Have you given any thought to applying for a personal loan? There is no shortage of

If you want access to a large sum of money — without taking out a traditional bank loan — a home equity line of credit (HELOC) may be just what you’re looking for. Depending on

There is no shortage of benefits associated with online savings accounts. When compared to more traditional options — such as products from local banks — you may find that the decision is easy.  Here are some

Applying for a mortgage is a big deal. Not only does it signify the purchase of a home, but it’ll also affect your finances well into the future. With this in mind, it’s critical to

There is no right or wrong answer to the question of how much you should spend on a starter home. It varies based on factors such as your current savings, how long you plan on

With interest rates hovering around historic lows, there’s no better time than now to consider refinancing your loan. It’s not the right choice for everyone, but there’s a chance it could save you money. And

There are many reasons to consider a small business loan. Even if your company is in good financial standing, there may come a point when you realize that you need a loan. And fortunately, there

Regardless of the time of year, it goes without saying that you don’t want to overspend on car insurance (and other similar expenses). However, many consumers continue to pay more than they should, which puts

Do you have more than one credit card balance? Are you finding it difficult to manage the debt? Are you concerned about the impact it’s having on your financial health as a whole? If you have

Are you the type of person who hides from your credit card statement every month? Do you dread opening it up to reveal that you spent more money than you thought? Although it may not be